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The bank has changed the rules related to savings account. The Reserve Bank of India has issued instructions in this regard and as per these instructions bank account holders who have already submitted their KYC documents and there is no change in their address will not need to update their details. This has given relief to the account holders.
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Look, what are the new rules?
If there is no change in the account holder’s KTC information, the account holder can submit self-declaration letters through his email ID, registered mobile number, ATM or other digital means, the Reserve Bank of India has clarified. If there is no change in the KYC information, the self-declaration of the customer will now be sufficient to complete the KYC process again, the bank said.
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Bank branches must allow customers to self-declare through registered email id, number, ATM etc. By doing this, they will not need to go to the bank branch, RBI has also said.
KYC update which can be done online
Another relief for the customers of the banks is that now the account holder can also update his KYC online. This is easily possible after starting online banking. At this time you are asked for some bank address, phone number. So if you have changed your address on it, it is easy to update quickly.
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